Mostly false.  The reality is self-employed folks often have more complicated income documentation and unlike the years leading up to the Great Recession, income documentation is a thing again.  But the good news there have been lots of recent improvements in this department for self-employed folks who may take advantage of many of the tax advantages of self-employment.  Our advisors are trained in analyzing self-employed borrowers and their sometimes complicated financial situations.  You may be surprised at what they tell you, even if you’ve been told by some stuffy banker that you chose self-employment over home ownership.  We believe entrepreneurism is part of the American Dream and so is home ownership.