Wrong!  There are great programs available that require no downpayment.  And don’t be deterred by the term “first time homebuyer” as many programs using that moniker are just fine helping folks who have previously owned a home but do not own one today.  Whether you receive modest gift funds or need a true zero down payment loan, our advisors know the various options for every situation and will guide you through the path of home ownership and to achieving your American Dream!